By: Prasanna Lohar, Head Technology – Digital | Innovation | Architecture, DCB BANK LTD., Abdeali Merchant, Head of IT, Alhilal Life Insurance, Pinkesh Ambavat, CIO & DIRECTOR OF IT, CRIF India, Soheyl Kadjani, CIO Retail Banking, Emirates NBD and Dr. Puneet Kaur Kohli, CTO, Universal Sompo